The three main factions, in pairs, have created subfactions which are directly opposed to the non-included main faction. Government and Religion have created Academia, which is directly opposed to Business. Government and Business have created Science, which is directly opposed to Religion. Religion and Business have created Organized Crime, which is directly opposed to Government.
The invisible rulership of the world has deviced this structure so that no single faction can gain dominance. Instead, the multidirectional opposition and antagonism lead to a somewhat stable balance between all the factions. Note that this balance is maintained only through conflict. Conflict goes across the circle; cooperation is only between neighboring elements around the circle.
Money: Money in the world today is a purely artificial construct. It is 'fiat currency' (no relation to the carmaker). We will use the USA as an example, but all countries work the same way. The US treasury runs a deficit, so they offer to sell bonds. The Fed creates money to buy the bonds. There's no need for a debt ceiling or a fiscal cliff. There's no reason the cycle can't go on forever, into quadrillions or quintillions of dollars. As long as the government keeps the money to itself, what harm is done?
Prices will go up where the government is a buyer. Education and healthcare are the obvious examples. College costs have risen over a thousand percent in twenty years. There is no constraint on either college or medical costs, since the government is paying, and they have infinite money.
The cycle can go on pretty much forever. Japan has been doing this for over 20 years; their national debt is now hundreds of percent of their GDP, but what difference does it make? Some will argue that the end-state is Zimbabwe-style hyperinflation - that is, money supply increasing over 100% per year - but there's no particular reason why that should be so.
We can illustrate this by a Monopoly game. Suppose the player who is the banker not only starts using the bank for his own transactions, but starts writing checks, too, using any blank paper. He has infinite money. What effect will this have on the game? Will the other players become wealthy, too? No, they will be struggling for money. The banker will eventually end up owning everything.
Technology:Technology is asymptotic. It is based on properties of matter; there is only so much you can do. This civilization touched on space travel and fell back. The internet is the peak of information technology - it could get easier and better, but there is no major leap left. At any rate, its current operation, like world commerce, depends on Pax Americana, which is ending.